Florida's Hometown Heroes Program Explained: What Every Buyer and Realtor Needs to Know Right Now
Up to $35K for heroes, zero percent interest, 50M available now. Brian Faeth at Universal Home Lending explains. ...more
Mortgage
August 25, 2026•7 min read
Florida Realtors: Brian Faeth at Universal Home Lending Has One Job and That Is Making You Look Good
Fast pre-approvals, zero drama closings, every loan type. Brian Faeth explains his realtor partnership. ...more
Mortgage
July 14, 2026•3 min read
Mortgage Rates Are Moving on Global Headlines and Here Is How to Stay in Control While You Shop
Build in a quarter to half percent cushion. Brian Faeth explains how to shop rates without the stress. ...more
Mortgage
June 22, 2026•3 min read
What Actually Counts as a Good Mortgage Rate Right Now and How to Get an Even Better One
Under 6.5% on 30yr is strong right now. Brian Faeth explains the levers that get you an even better rate. ...more
Mortgage
June 19, 2026•4 min read
Refinance Applications Just Jumped 15 Percent in One Week and Here Is What That Means for You
30yr rates dipping toward high 6%. Brian Faeth explains why now is the time to run your numbers again. ...more
Mortgage
June 18, 2026•3 min read
Adjustable Rate Mortgages Are Making a Comeback and Here Is Why More Buyers Are Choosing Them Now
ARM rates near high 5% vs 30yr fixed. Brian Faeth explains why informed buyers are choosing ARMs now. ...more
Mortgage
June 17, 2026•4 min read
The Fed Meeting on June 16th Does Not Set Your Mortgage Rate and Here Is What Actually Does
10-year Treasury drives rates not the Fed. Brian Faeth explains where mortgage opportunities come from. ...more
Mortgage
June 16, 2026•3 min read
You Do Not Need Rates to Drop a Full Point to Benefit From a Refinance and Here Is Why
Half a point saves $100 a month on a $400K loan. Brian Faeth explains when refinancing makes sense. ...more
Mortgage
May 19, 2026•3 min read
Are Home Prices Really Dropping? Why National Headlines Are the Wrong Place to Look
The first national home price decline since 2012 made headlines but it tells you almost nothing about your specific market. Brian Faeth breaks down what the local data actually shows and why your zip ... ...more
Mortgage
April 21, 2026•5 min read
