You Do Not Need Rates to Drop a Full Point to Benefit From a Refinance and Here Is Why

Half a point saves $100 a month on a $400K loan. Brian Faeth explains when refinancing makes sense. ...more

Mortgage

May 19, 2026•3 min read

Are Home Prices Really Dropping? Why National Headlines Are the Wrong Place to Look

The first national home price decline since 2012 made headlines but it tells you almost nothing about your specific market. Brian Faeth breaks down what the local data actually shows and why your zip ... ...more

Mortgage

April 21, 2026•5 min read

First-Time Buyers Have More Leverage in Today's Market Than Most People Realize

Inventory is up, homes are sitting longer, and sellers are making concessions. Brian Faeth breaks down three tools first-time buyers can stack together right now to get deals that were simply not poss... ...more

Mortgage

April 21, 2026•5 min read

What the Conflict With Iran Has to Do With Your Mortgage Rate and What to Do About It Now

The connection between overseas conflict and your monthly housing payment is more direct than most buyers realize. Brian Faeth explains the chain reaction from oil prices to bond yields to your mortga... ...more

Mortgage

April 21, 2026•5 min read