RETIRE WITH CONFIDENCE
Turn Your Home Equity Into Financial Freedom
Discover how a Reverse Mortgage can help you eliminate monthly mortgage payments, increase retirement cash flow, and stay in the home you love.*
Whether you're planning for retirement or looking to improve your monthly finances, Brian Faeth is here to help you understand your options.
- Licensed Mortgage Professional
- Personalized Guidance
- No Obligation Consultation
Fast, secure, and no obligation to proceed.
What Is A Reverse Mortgage?
A Reverse Mortgage is a loan available to eligible homeowners that allows you to convert a portion of your home's equity into tax-free cash without selling your home. Instead of making monthly mortgage payments, you continue living in your home while maintaining ownership, provided you meet loan requirements.
Lump Sum
Receive your funds all at once to pay off an existing mortgage, cover major expenses, or fund large investments.
Monthly Payments
Get a steady, reliable stream of income to supplement your retirement and cover everyday living expenses easily.
Line of Credit
Access funds only when you need them, with the unique advantage that the unused portion grows over time.
Combination
Mix and match the options above to create a fully customized financial strategy tailored to your lifestyle.
HOW DOES IT WORK?
Your Path To Enjoyment
A reverse mortgage is designed to be a straightforward process. We guide you through every step so you can make informed decisions about your retirement with complete confidence.
Determine Eligibility
Meet basic age and home ownership requirements.
Home Value Evaluation
We review your home's value and available equity.
Choose Payment Option
Select the option that best fits your financial goals.
Enjoy Your Retirement
Access your equity while continuing to live in your home.
Separating Fact From Fiction
Reverse Mortgage:
Myths vs Facts
Common Myths
The bank owns my home.
I will eventually lose ownership of my house.
My children will inherit my mortgage debt.
I can spend the money only one way.
Reverse mortgages are only for people in financial trouble.
The Reality
You remain the homeowner.
You keep ownership as long as loan obligations are met.
Heirs typically can sell, refinance, or pay off the balance.
Funds may be used however you choose.
Many homeowners use them as a retirement planning strategy.
Have Questions?
Eligibility Checklist
Do You Qualify?
- Are age 62 or older
- Own your home or have significant equity
- Live in the home as your primary residence
- Able to maintain property taxes, insurance, and home maintenance
Complete our quick assessment to see your options.
Why Homeowners Choose
Reverse Mortgages
Stay in Your Home
Remain in the home you love while unlocking the financial security you deserve. Enjoy your familiar neighborhood and community without the stress of moving.
Increase Cash Flow
Reduce financial stress during retirement by supplementing your monthly income, giving you the freedom to live life comfortably on your terms.
Access Equity
Use your home's value to strategically support your retirement goals without the burden of mandatory monthly mortgage payments.
More Retirement Flexibility
Confidently cover healthcare expenses, travel, fund home improvements, or simply enjoy everyday living with greater peace of mind.
Leave Options for Heirs
Your heirs retain the flexibility and options for managing the loan and the property after you pass away, helping you preserve your legacy.
NO OBLIGATION ESTIMATE
See How Much You
May Qualify For
Taking the first step is easy. Use our secure calculator to see how much of your home equity you could convert into tax-free cash. Your personalized estimate is 100% free and comes with absolutely no obligation.
- Bank-level secure & confidential
- No impact on your credit score
- Personalized to your unique situation
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Your Trusted Guide
Working with the right loan professional makes all the difference.
Brian Faeth is committed to educating homeowners, answering every question, and helping clients determine whether a reverse mortgage is the right solution for their retirement goals.
You'll receive:
- Honest advice
- Personalized loan options
- No-pressure consultations
- Clear communication throughout the process
CLIENT REVIEWS
What Clients Are Saying
TAKE THE NEXT STEP
Schedule Your Free Consultation
Select a convenient time below to speak with Brian Faeth about your reverse mortgage options. No obligation, just a conversation.
NO SURPRISES
Frequently Asked Questions
Will I still own my home?
Yes. You remain the homeowner as long as you meet the loan requirements, such as paying your ongoing property taxes and insurance.
Do I have to make monthly mortgage payments?
Typically, no. However, homeowners must continue paying property taxes, homeowners insurance, and adequately maintain the property.
Can I leave my home to my children?
Yes. Your heirs have options to keep the home by paying off or refinancing the loan balance, or they can choose to sell the property.
Is the money taxable?
Generally, reverse mortgage proceeds are not considered taxable income. However, you should always consult your tax advisor for personalized guidance.
Can I pay off the loan early?
Yes. There are generally no prepayment penalties if you choose to pay off the reverse mortgage loan ahead of schedule.
Is there a credit score requirement?
Credit is reviewed, but the primary focus is your financial ability to meet ongoing property obligations rather than just a credit score number.
Still Have Questions?
Every financial situation is unique. If you didn't find the answer you're looking for, or if you'd like to discuss your specific scenario in detail, Brian is available to provide clear, honest answers.
Take The Next Step
Ready To See If It's Right For You?
Discover how your home equity may help support the retirement you've worked so hard to build.
No obligation • Confidential • Personalized guidance
