You Do Not Need Rates to Drop a Full Point to Benefit From a Refinance and Here Is Why

You Do Not Need Rates to Drop a Full Point to Benefit From a Refinance and Here Is Why

Brian Faeth
Published on: 19/05/2026

Half a point saves $100 a month on a $400K loan. Brian Faeth explains when refinancing makes sense.

Mortgage
Are Home Prices Really Dropping? Why National Headlines Are the Wrong Place to Look

Are Home Prices Really Dropping? Why National Headlines Are the Wrong Place to Look

Brian Faeth
Published on: 21/04/2026

The first national home price decline since 2012 made headlines but it tells you almost nothing about your specific market. Brian Faeth breaks down what the local data actually shows and why your zip code matters far more than any national average.

Mortgage
First-Time Buyers Have More Leverage in Today's Market Than Most People Realize

First-Time Buyers Have More Leverage in Today's Market Than Most People Realize

Brian Faeth
Published on: 21/04/2026

Inventory is up, homes are sitting longer, and sellers are making concessions. Brian Faeth breaks down three tools first-time buyers can stack together right now to get deals that were simply not possible two or three years ago.

Mortgage
What the Conflict With Iran Has to Do With Your Mortgage Rate and What to Do About It Now

What the Conflict With Iran Has to Do With Your Mortgage Rate and What to Do About It Now

Brian Faeth
Published on: 21/04/2026

The connection between overseas conflict and your monthly housing payment is more direct than most buyers realize. Brian Faeth explains the chain reaction from oil prices to bond yields to your mortgage cost and the three strategies buyers need right now.

Mortgage
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